Top Car Insurance Companies. Usage Based. Certas Direct. Grey Power. PC President's Choice. The General Insurance. Western Assurance.
Alfa Romeo. Aston Martin. Land Rover. Mercedes Benz. Is Hitting a Pole Covered by Insurance? Windshield Claim Effect. The Latest. Buying a new car in Alberta? Read more. Check terms and conditions to see if your insurer will cover family members living at different addresses. You might find it easier dealing with one insurer instead of several, but be aware that not all providers cover all cars on a single policy.
Lots of providers will give you a discount for insuring more than one car with them, but Admiral MultiCar cover has some very useful features:. To find out what works out cheaper for you, compare car insurance quotes , add them up, then try a multi-car quote to see if it costs less. Just make sure you compare like-for-like in terms of the level of cover and features you need.
So if you want comprehensive insurance including legal cover and insurance for driving in Europe, only compare prices on policies that include those things.
That means a multi-car policy that combines a year-old driving a BMW i8 with an year-old in a modified Citroen C3 will be priced based on the risk each poses to the insurer, combined into a single premium. There are plenty of other factors that go into the price though. Getting multi-car insurance quotes is quick and easy, and could save you money.
Here's how simple it is to get cover for all the cars kept at your house:. Registration number, make and model, mileage and any modifications. Info about the drivers. Their names, age and driving history. Choose the level of cover, and add-ons, you need for each driver and car. Will you save with multi-car insurance? Compare quotes for each car separately and see.
Some will cost extra, so make sure you only add and pay for what you really need. The first car on the policy gets its own multi-car discount. Open the policy and tell the insurer how many cars you intend to add later so it can calculate your discount.
If you have a breakdown, most multi-car policies will include a courtesy car to keep you on the road. If you're driving in convoy to Europe, multi-car can cover you for European driving - but check the small print and speak to the insurer to extend your cover if it's not included. If the windscreen cracks on one of the covered cars, multi-car insurance will usually cover windscreen repair.
If your in-built car stereo or sat-nav breaks or gets stolen, multi-car policies will have personal possessions cover. Personal injury cover covers you if you're in a traffic accident and found to be at fault, up to a limit. Like other comprehensive car insurance policies, multi car can give you access to a hour emergency helpline.
If you're in an accident that's your fault, you can call for advice and assistance. Depending on the insurer, it may match the no-claims bonus on the second and third car that you add to the multi-car policy.
On linked policies, no-claims discounts NCDs work in just the same way as on standard car insurance policies. Each driver earns their own and only theirs will be affected if they make a claim. Some insurers let you add each vehicle as it reaches renewal time. But that can be a more expensive option, when you could just insure for the year, protect your NCD, and be done with it. For instance, there might be a minimum age restriction, or you may need to have been driving for a certain number of years — ruling out young drivers.
Also, it probably goes without saying that insurance providers who do mirror no claims bonuses will only be willing to offer policyholders this incentive if they agree to have both vehicles insured by that provider. A multi-car insurance policy lets you cover a number of cars registered at the same address, but each car is treated as if it has its own policy.
This means each car can benefit from having a different registered driver with each person earning their own NCD. You can find a few insurers offering mirrored no claims discounts right here at Quotezone.
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